Paying with JPYC on Cotrii just takes importing your existing wallet's (e.g. MetaMask) mnemonic into Cotrii's settings — the whole process happens without ever leaving the app. The same steps work on mobile too, with no need to switch to another app.
Cotrii does not issue new wallets. You'll import the mnemonic (a sequence of 12 or 24 English words) from a wallet app you already use, such as MetaMask, or one you set up and back up for this purpose, from Cotrii's settings page. If you don't have a wallet yet, first create an account in a wallet app like MetaMask, store the Secret Recovery Phrase it shows you somewhere safe, then continue with this guide.
Cotrii supports three networks (chains): Avalanche, Kaia, and Polygon. You choose which chain to send from on screen each time you pay. Cotrii covers the gas fee, so you don't need to hold any token other than JPYC. For how to obtain JPYC itself, see the official JPYC website.
Once you have your mnemonic, import it from Cotrii's settings page. The steps are the same on PC, Android, and iOS.
Once imported, the wallet section on Settings > Billing will show "Connected" along with your imported wallet address. To remove it, use the "Unlink" button on the same page (this deletes the encrypted data stored on your device, and you'll need to re-import your mnemonic to use it again).
The only place you should ever enter your mnemonic is Cotrii's Settings > Billing page. The mnemonic you enter is encrypted on your own device only and is never sent to Cotrii's servers. If you're ever asked to enter or show your mnemonic anywhere else — email, messages, other sites — treat it as a likely scam. Cotrii and its staff will never ask you for your mnemonic.